BudgetX Privacy Policy

Last updated: July 11, 2026

Your financial data stays yours

Transactions, budgets, goals, groups, and lent-money records are stored on your device and, if iCloud is enabled, synced through your personal iCloud account (CloudKit private database). We cannot read, access, or share this data — only you and Apple's iCloud infrastructure handle it.

Purchases

Subscriptions are processed entirely by Apple through the App Store. Entitlement checks happen on your device via StoreKit — we operate no purchase servers and receive no purchase data.

What we don't do

No ads, no tracking, no selling of data, no third-party analytics of your financial information.

Face ID

Biometric authentication happens entirely on your device via Apple's LocalAuthentication framework. We never receive biometric data.

Contact

Questions? Email nalwarng@gmail.com.